Getting pre-approved for your home loan is quick and easy with our simple three-step process. First, book a call with one of our experienced loan specialists to review your needs and discuss key details, including how much you want to qualify for, the funds needed to close, and your anticipated monthly payments. We’ll also dive into your goals and address any concerns to ensure we provide a solution tailored to your situation. This personalized consultation is designed to give you the confidence to move forward with your home purchase. Start the pre-approval process today and take the first step toward your new home!
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Loan Application
Step 2: Complete Loan Application
Getting pre-approved for your home loan is quick and easy with our simple three-step process. First, complete our online mortgage application before your call. This step ensures we have all the information we need to offer you the best possible options. Next, book a call with one of our experienced loan specialists to review your needs. During the call, we’ll discuss how much you want to qualify for, the funds required to close, and your expected monthly payments. We’ll also explore your goals and address any concerns, providing a solution tailored to your situation. Start the pre-approval process today and take the first step toward your new home!
Step3: Submit Required Items
Employed
Personal Information:Government-issued ID (Driver’s License, Passport, etc.)Social Security Number
Income Verification:Recent pay stubs (last 30 days)W-2 forms (last 2 years)Tax returns (last 2 years) if you have rental income
Asset Documentation:Bank statements (last 2 months)Statements for retirement accounts, investments, or other assets used only for the purchase of your new home.
Credit Information:Authorization for a credit checkDocumentation of any recent large deposits or withdrawals
Other Documentation:Gift letter (if you’re receiving financial help for your down payment from a family member)
Self-employed
Personal Information:Government-issued ID (Driver’s License, Passport, etc.)Social Security Number
Income Verification:Tax returns (last 2 years) if self-employed or if you have rental income
Asset Documentation:Bank statements (last 2 months)Statements for retirement accounts, investments, or other assets
Credit Information:Authorization for a credit checkDocumentation of any recent large deposits or withdrawals
Upload Pre-approval Documents to the Borrower Portal