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We Fund Your Dream Home is Our Top Priority

Transparent, Seamless Mortgage Solutions

Financing a home at Town Square Home Mortgage should be an exciting and rewarding experience, free from unnecessary stress and uncertainty. Our commitment to transparency, streamlined processes, and robust support ensures that every step of your homebuying journey is clear and straightforward. With access to down payment assistance programs and buyer closing credits, we’re here to make your dream of homeownership a reality, while delivering an exceptional experience every time.


Striving For Customer Excellence

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We Fund Only Purchases

By focusing solely on purchase transactions, we eliminate the distractions and delays caused by other loan types. This dedication allows us to streamline the process and ensure that your mortgage is always a top priority.

Close On Time

Our track record speaks for itself. We pride ourselves on consistently closing loans on time, so you can move into your new home without any unexpected delays.

Competitive Rates & Fees

Through our buyer credits and down payment assistance programs, we help reduce your out-of-pocket expenses, making homeownership more affordable and accessible.

A Simple Yet Effective Homebuying Process

We’ve designed our homebuying process to be as straightforward as possible, without compromising on effectiveness. From pre-approval to closing, our team works diligently to ensure every detail is handled with precision. You’ll experience minimal hassle, clear communication, and a process that’s built to get you into your new home quickly and smoothly.

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  • Get Approval Before Making an Offer.

    Get peace of mind with full underwritten approval before you even start house-hunting. We work diligently to clear all conditions upfront, so you're ready to make an offer with confidence.

  • Fulfill Property Conditions

    Once your offer is accepted, we quickly collect any outstanding property-related conditions, such as the survey, title documents, insurance, and appraisal. This ensures that your loan is ready to move forward without delays.

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    Sign and Close, and Move In!

    After clearing the property conditions, we send the closing documents to escrow for signing, ensuring a smooth and timely closing. Our process is designed to get you into your new home faster and with less hassle.

Get Pre-Approved Today!We’re Ready to Close in an Average of 18 Days After You Find Your Home.

Start your journey to homeownership now. Our team is ready to guide you through a swift and seamless process, with an average closing time of just 14 days after you find your dream home.

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Transparency Every Step of the Way

We believe that trust is built through transparency. That’s why we provide consistent updates via text and email, giving you complete visibility into your loan’s progress. Our secure borrower portal allows you to track all loan conditions and milestones, ensuring that you’re never left in the dark. From start to finish, you’ll know exactly where you stand.

● Receive text and email updates at every stage of your transaction.● Upload & view any loan conditions and milestones through your secure borrower portal● Easily upload documents from your phone or computer or tablet.● Conveniently e-sign all documents.

Lower Rates & Fees! More Savings for You.

We’re committed to keeping our overhead low so we can pass the savings on to you. Our competitive rates and minimal fees, combined with available buyer credits, mean you can save more on your mortgage. We’re here to make homeownership not just possible, but more affordable.

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Services

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Conventional Loans

Ideal for borrowers with strong credit, conventional loans offer competitive rates and flexible terms, making them a popular choice for many homebuyers.

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FHA Loans

Perfect for first-time buyers or those with lower credit scores, FHA loans provide lower down payment options and more lenient qualification criteria.

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VA Loans

Exclusively for veterans and active-duty service members, VA loans offer 100% financing with no down payment and no private mortgage insurance (PMI) required.

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Non-QM Loans

For borrowers with unique financial situations, We provide flexible underwriting and alternative documentation options, making homeownership accessible.

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Down Payment Assistance

Designed to help you get into your new home with less upfront cost, our down payment assistance programs reduce the financial burden, making homeownership more achievable.

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