An Easier Path to Homeownership
Simple, Fast, & Enjoyable Every Step of the Way.
At Town Square Home Mortgage, we specialize exclusively in purchase transactions, ensuring that your mortgage process is smooth, efficient, and free from delays caused by other loans taking priority. With our cutting-edge technology and dedicated team, we provide quick closings, fewer conditions, and unbeatable service, all at low interest rates. Our streamlined approach to home financing is designed to get you into your new home faster and with less hassle.
Why Choose Us
Peace of Mind
Rest easy with our quick, hassle-free closing process that removes the uncertainty from your homebuying journey.
Buyer Assistance
We offer down payment assistance and up to $3,500 in credits for closing costs or rate reduction.
More Options
Flexible solutions tailored to your unique needs, including options for credit or income-challenged buyers.
We Offer A Variety of Solutions
Conventioanal Loans
FHA Loans
VA Loans
Non-QM
A Better Way to Buy Your Home.
Effortless Home Buying
Our system is designed to make your home-buying journey as seamless as possible. We handle the heavy lifting so you can focus on finding your perfect home. From fast approvals to minimal conditions, our process is built for speed and simplicity, ensuring you experience less stress and more success in your home purchase.
Available to All Home Buyers
Buyer Credit for Closing Costs
We offer generous buyer credits which can be applied towards your closing costs or used to reduce your interest rate. This flexibility ensures that you get the most value from your mortgage, allowing you to customize your financing to suit your needs.
Receive Lender Credits Up to:
$3,500.00
All buyers are eligible to receive a 0.05% lender credit, which can be applied towards closing costs or rate reductions. This credit will be clearly itemized on your closing statement and based on the loan amount applied for. Please note that this offer is subject to qualification and underwriting approval.
Avoid unforeseen delays
Faster Closing Times
Time is of the essence when purchasing a home. Our streamlined process delivers an average clear-to-close time of just 18 days, getting you to the closing table faster than traditional lenders. With our focus on purchase transactions, your loan won't take a backseat to other priorities, ensuring a swift and smooth experience.
Attention Real Estate Partners!
Smart agents refer your clients to Town Square Home Mortgage. We are committed to ensuring a smooth and fast closing process, which means fewer delays and happier clients. Our team specializes exclusively in purchase transactions, allowing us to provide unparalleled focus and expertise, ensuring that your clients’ loans don’t get sidetracked by other priorities. We offer competitive rates, flexible loan options, and a streamlined process supported by cutting-edge technology, giving both agents and clients complete transparency and peace of mind. By partnering with us, agents can trust that their clients will receive exceptional service, quick approvals, and consistent updates, making for a seamless home-buying experience.
Simplified Home Buying
Our Process Enhances the Home Buyer Experience. Buying a home has never been easier with our simplified three-step process:
Underwritten Approval.
Get peace of mind with full underwritten approval before you even start house-hunting. We work diligently to clear all conditions upfront, so you're ready to make an offer with confidence.
Clear Property Conditions
Once your offer is accepted, we quickly collect any outstanding property-related conditions, such as the survey, title documents, insurance, and appraisal. This ensures that your loan is ready to move forward without delays.
Sign and Close
After clearing the property conditions, we send the closing documents to escrow for signing, ensuring a smooth and timely closing. Our process is designed to get you into your new home faster and with less hassle.